– Some companies are specializing on bad credit clients. There are financial institutions that are creating programs for people who have bad credit. These loans are easier to obtain than traditional mortgages and are known as no credit check home loans.
What Is a Good Credit Score Number, and Why Is "Good" Not Enough? – There are several ways to obtain your FICO score. score of 620 is generally considered "good" for mortgage purposes, as it’s the cut off for most conventional loans. However, a 620 won’t get you.